Insurers ease underwriting as carriers compete for buyers again
A record percentage of homeowners renewing their insurance policy saw their fee decrease, up from 7.4% last year, according to Matic’s mid-year trends report.
Insurers under fire for using credit scores to set rates
Sen. Elizabeth Warren and other senators sent a letter to six insurers challenging their use credit-based insurance scores to determine risk-based pricing.
Florida's fix for insurance crisis puts more risk on homeowners
Florida changed how the legal system applies to insurance companies, making it more onerous for homeowners to use the courts to challenge denied claims or low payouts.
Luxury homes are raising risks for California's FAIR Plan
Wealthy areas such as Beverly Hills, Malibu and Bel Air make up an increasingly large portion of the liability exposure — a dynamic that experts fear could bankrupt the program and undermine the private market.
California rivals have different plans to remake home insurance
Competing philosophies are facing off in California’s race for insurance commissioner.
Insurance now eats up 8.5% of housing costs: report
Colorado homeowners pay the highest premiums at $463 a month, as insurance costs now exceed property taxes in 15 states, LendingTree found.
Uninsured homes in flood-prone areas pose growing credit risk
Properties outside of the 100-year flood zone exposed to $375 billion to $1 trillion in losses, Moodys reports
Flood risk is a growing credit challenge in U.S.: Moody's
The counties with the greatest exposure lie along the coasts of Florida, Louisiana, South Carolina and Texas.
Home insurance rate hikes may be cooling off
Insurance claims dropped in 2025, but covered loss amounts didn’t follow, largely due to the severity of the Southern California wildfires, Rate reported.
Why communication is enterprise risk management
Reputation events are currently managed reactively by communications teams reporting using tools built for brand storytelling.